Terms of Service

Welcome to WealthWise. These Terms of Service ("Terms") govern your access to and use of our website and services. By accessing or using our website or services, you agree to comply with and be bound by these Terms. If you do not agree with any part of these Terms, please do not use our services.

1. Acceptance of Terms

By accessing or using the WealthWise website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy. If you are using our services on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.

2. Services

WealthWise provides financial consulting services, including but not limited to financial planning, investment advisory, tax planning, and business consulting. The content provided on our website is for general informational purposes only and does not constitute financial, investment, legal, or tax advice. You are responsible for seeking professional advice tailored to your specific needs before making any financial decisions.

3. Use of Our Website

You agree to use the WealthWise website only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit the use and enjoyment of the website by any third party. Prohibited activities include:

Using the website in a way that could damage, disable, or impair the functionality of the website or interfere with other users.
Using any automated system, software, or device to access the website without prior written permission.
Engaging in any conduct that is fraudulent, unlawful, or harmful to WealthWise or other users.

4. Intellectual Property Rights

All content, materials, and services available on the WealthWise website, including text, graphics, logos, and software, are the intellectual property of WealthWise or its licensors and are protected by copyright, trademark, and other intellectual property laws. You may not copy, reproduce, distribute, or create derivative works from our content without our express written permission.

5. User Accounts

To access certain features of our services, you may be required to create a user account. You are responsible for maintaining the confidentiality of your account login information and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other security breach. WealthWise is not liable for any loss or damage arising from your failure to protect your account information.

6. Payment Terms

If you engage our consulting services, you agree to pay all applicable fees as specified in our service agreement or on our website. Payment terms, including due dates and accepted payment methods, will be outlined in the agreement specific to your services. Failure to make timely payments may result in the suspension or termination of your access to our services.

7. Disclaimers

No Warranties: The WealthWise website and services are provided on an "as-is" and "as-available" basis without any warranties, express or implied. We make no representations or warranties regarding the accuracy, completeness, or reliability of any information on our website.

Limitation of Liability: To the fullest extent permitted by law, WealthWise shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or related to your use of the website or services. This includes, but is not limited to, loss of data, loss of profits, or business interruption.

Third-Party Links: Our website may contain links to third-party websites. We do not endorse or assume responsibility for the content, privacy practices, or accuracy of any third-party websites.

8. Termination

We reserve the right to suspend or terminate your access to our website and services at any time, without prior notice, if we believe you have violated these Terms or engaged in conduct that is harmful to WealthWise or other users. Upon termination, your right to use the website and services will immediately cease.

9. Indemnification

You agree to indemnify, defend, and hold harmless WealthWise, its affiliates, directors, officers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including legal fees) arising out of or related to your use of the website, violation of these Terms, or violation of any rights of another party.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of South Africa, without regard to its conflict of laws principles. Any disputes arising out of or related to these Terms or your use of the website and services shall be subject to the exclusive jurisdiction of the courts of South Africa.

11. Changes to the Terms

WealthWise reserves the right to update or modify these Terms at any time. Any changes will be effective immediately upon posting on this page, with the updated date indicated at the top. Your continued use of our website and services after any changes constitutes acceptance of the new Terms. We encourage you to review these Terms periodically.

12. Contact Us

If you have any questions or concerns about these Terms, please contact us at:

WealthWise
[email protected].